Terms of use
Copyright Notice
Copyright Touchstone Group, plc, 2004. All rights reserved.
Touchstone is a registered trademark, and other Touchstone product
names, service names, slogans or logos referenced in this Web site
are trademarks or registered trademarks of Touchstone Group plc.
All other company, product or service names referenced in this Web
site are used for identification purposes only and may be
trademarks of their respective owners. You may download, view, copy
and print documents and graphics incorporated in these documents
(the "Documents") from this Web site subject to the following: the
Documents may be used solely for personal, informational,
non-commercial purposes; and the Documents may not be altered in
any way. Except as expressly provided herein, you may not,
download, print, reproduce, publish, license or distribute any
information from this Web site in whole or in part without the
prior written permission of Touchstone.
Legal Disclaimer
This page may contain other proprietary notices and copyright
information, the terms of which must be observed and followed.
Information on this Web site is provided 'as is' without warranty
of any kind, either express or implied, including, but not limited
to, the implied warranties of merchantability, fitness for a
particular purpose, or non-infringement. some jurisdictions do not
allow the exclusion of implied warranties, so the above exclusion
may not apply to you.
Information on this Web site may contain some technical
inaccuracies or typographical errors. Information may be changed or
updated without notice. Touchstone may also make improvements
and/or changes in the products and/or the services described in
this information at any time without notice.
Touchstone does not want to receive confidential or proprietary
information from you through our Web site. Please note that any
information or material sent to Touchstone will be deemed NOT to be
confidential.
Information Touchstone publishes on the Web may contain
references or cross references to Touchstone products and services
that are not available in your country. Such references do not
imply that Touchstone intends to announce such products or services
in your country. Touchstone makes no representations whatsoever
about any other Web site which you may access through this one.
When you access a non-Touchstone Web site, please understand that
it is independent from Touchstone, and that Touchstone has no
control over the content on that Web site. In addition, a link to a
non-Touchstone Web site does not mean that Touchstone endorses or
accepts any responsibility for the content, or the use, of such Web
site. It is up to you to take precautions to ensure that whatever
you select for your use is free of such items as viruses, and other
items of a destructive nature.
In no event will Touchstone be liable to any party or any
direct, indirect, special or other consequential damages for any
use of this Web site, or on any other hyperlinked Web site,
including, without limitation, any lost profits, business
interruption, loss of programs or other data on your information
handling system or otherwise, even if we are expressly advised of
the possibility of such damages.
Privacy Policy
This explains how we handle information we learn about you from
your visit to our Web site. The information we receive depends upon
what you do when visiting our site. When you visit our Web site,
our Web server automatically recognises the name of the domain from
which you access the Internet, the date and time you access our
site, and the Internet Protocol (IP) address of the Web site from
where you came. This information enables us to run site usage tools
and create statistics about our site. These statistics help us to
better understand how our site is being used and what we can do to
make it more useful to you.
Information volunteered by you, such as survey information
and/or comments or feedback, is used only for internal purposes and
is not shared with people or organisations outside of
Touchstone.
The information that we collect is used to improve the content
of our Web site and to improve the products and services Touchstone
offer. If you request specific information via email or online
forms, Touchstone employees may use such information to contact you
for marketing purposes. This information is not shared with other
organisations for commercial purposes.